Environmental

Tough legislation, media attention and keen community awareness, along with the possibility of delayed, ‘long-tail’, claims, make businesses of all kinds increasingly vulnerable either as the cause of the pollution or as the victim of natural disaster.

With Liberty, the policy is only a part of the deal. Liberty‘s underwriters and risk managers are well versed in dealing with the technical issues of complex risks and work side-by-side with brokers and clients to identify potential risks and suggest appropriate products. Our claims team works closely with clients to achieve a fair, timely and effective resolution of claims.

Liberty's environmental impairment products help to protect against four potential losses arising from a pollution incident:

• Clean up costs - this can be the main expense and is the cost of removing contaminants and pollutants. It can also include the clean-up of a third-party site, including a waterway or crown land.
• Costs of mitigation and emergency response
• Public relations and crisis containment expenses
• Costs incurred through Environmental Protection Authority (EPA) orders, including costs that the EPA incurs itself